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What moral assumptions are frequently made about people in financial trouble?

March 4, 2022
Other
Christopher R. Teeple

Please watch the 2 videos and answer the following question in your own word. (3-4 sentences)
MIDDLE-CLASS SQUEEZE: Maxed Out
Maxed Out (4:36) (Links to an external site.)
https://util.wwnorton.com/jwplayer?type=video&msrc=/wwnorton.college.public/coursepacks/soc/vids/maxed_out_02.mp4&csrc=/wwnorton.college.public/coursepacks/soc/vids/09_maxed_out.vtt&isrc=/wwnorton.college.public/coursepacks/soc/vids/maxed_out_02.jpg
Bankruptcy laws changed in 2005 to make it more difficult for consumers to discharge their debts. People often view bankruptcy as a personal failure, but as this clip shows, external events—such as serving with the U.S. military in Iraq—can lead to serious financial problems.
MIDDLE-CLASS SQUEEZE: The Philadelphia Story, Clip 2
The Philadelphia Story, Clip 2 (5:36) (Links to an external site.)
https://util.wwnorton.com/jwplayer?type=video&msrc=/wwnorton.college.public/coursepacks/soc/vids/philadelphia_story_2.mp4&csrc=/wwnorton.college.public/coursepacks/soc/vids/philadelphia_story_2.vtt&isrc=/wwnorton.college.public/coursepacks/soc/vids/philadelphia_story_2.jpg
Globalization has contributed to what many economists term the “middle-class squeeze”— the difficulty many at the lower end of the middle class have in maintaining economic stability. Likewise, those at the upper end of the middle class have increasingly joined the ranks of the wealthy. In this clip, commentators discuss the factors that make middle-class status more and more difficult to maintain.
1. What moral assumptions are frequently made about people in financial trouble?
2.What are the most common reasons people file for bankruptcy?
3. Why do you think Congress passed the bankruptcy reform law in 2005?
4. What do you suggest be done to reform bankruptcy “reform”?
5.What is the “middle-class squeeze”?
6. How do low unemployment rates mask the challenges people face in maintaining middle-class status?
7. What is “downsizing”? How has it affected the middle classes?
8. What changes do you think will benefit people at the lower end of the middle-class spectrum?

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