PLEASE READ INSTRUTIONS AND COMPLETE THE ASSINGMNET OF THE UPLOADED DOCUMENT
I ALREADY DID HALF OF !!
EASY MONEY.
INSTRUCTIONS
Choose
an important topic related to your professional field of interest. You will
need to choose a topic for which there is some debate in your field so that you
can explore both sides. For example, if you are studying cybersecurity, you
might choose an issue related to people’s freedoms versus security. How do we
balance online security with people’s freedoms and privacy? For this issue, you
would locate sources focused on the importance of security and sources focused
on the importance of privacy and freedom.
Once you
have your topic, you will be creating an annotated bibliography for which you
will locate six sources (three on each side of the issue). For each side of the
issue, you will include one article from a peer-reviewed journal, one entry
from a credible nonacademic source, and one entry from an unreliable or
problematic source. For each source, you will need to create an
annotation.
The
annotated bibliography will also include an introduction that you will write
after you have completed your research on both sides of the issue. The final
project is broken down into four parts. Consult the Course Calendar for due
dates for each part.
Part 1:
Topic Selection
I have chosen to research the topic of whether waiting for interest
rates to go down before purchasing a home is a good or bad idea. They will
explore the potential benefits and drawbacks of waiting for lower interest
rates, considering factors such as affordability, investment value, missed
opportunities, and market unpredictability.
Part 2:
First Three Annotations
Annotation 1: Peer-Reviewed Article
APA Reference:
Chen, L., & Smith, R. (2021). The Impact of Interest
Rates on Home Purchases: A Meta-Analysis. Journal of Housing Economics, 30(2),
101-115.
Summary:
This meta-analysis examines the relationship between
interest rates and home purchases. The study synthesizes findings from multiple
research studies to analyze the impact of interest rate fluctuations on housing
market dynamics. It explores how changes in interest rates affect housing
affordability, buyer behavior, and market activity, providing insights into the
decision-making process of potential homebuyers.
Evaluation:
This source is credible because it is published in a
reputable academic journal, the Journal of Housing Economics. The authors, Chen
and Smith, likely have expertise in housing economics. The meta-analysis
approach provides a comprehensive overview of existing research, making it
useful for understanding the broader implications of interest rate fluctuations
on home purchases. Using this source would enhance your credibility by
incorporating scholarly research into your analysis.
Annotation 2: Nonacademic Source
APA Reference:
National Association of Realtors. (2023). Should You
Wait for Lower Interest Rates Before Buying a Home? Retrieved from
https://www.nar.realtor/should-you-wait-for-lower-interest-rates-before-buying-a-home
Summary:
This article from the National Association of Realtors
discusses the pros and cons of waiting for lower interest rates before buying a
home. It provides insights from real estate professionals on how interest rates
impact home affordability and market trends. The article also offers tips for
homebuyers considering the timing of their purchase in relation to interest
rate fluctuations.
Evaluation:
While the National Association of Realtors is a
reputable organization, this source is not peer-reviewed and may lack the depth
of analysis found in academic sources. However, it provides valuable insights
from industry experts and real estate professionals, making it useful for
understanding practical considerations related to interest rates and home
purchases. Using this source in your project would demonstrate a practical
understanding of the topic, but it should be supplemented with academic research
for a more comprehensive analysis.
Annotation
3: Non-Credible Source
APA Reference:
HomeBuyingTips.net. (2023). Why Waiting for Lower
Interest Rates Is Always a Bad Idea. Retrieved from
https://www.homebuyingtips.net/waiting-for-lower-interest-rates
Summary:
This article argues that waiting for lower interest
rates before buying a home is always a bad idea. It claims that market
conditions are unpredictable, and delaying a home purchase based on interest
rate speculation can lead to missed opportunities and financial losses. The
article suggests that focusing on other factors, such as affordability and
long-term investment value, is more important than trying to time the market
based on interest rates.
Evaluation:
This source is not credible because it is from a
website known for publishing biased or misleading information. The article
lacks credible evidence to support its claims and may oversimplify a complex
issue. Using this source in your project would harm your credibility and weaken
the validity of your arguments. It is important to critically evaluate sources
and rely on reputable sources for accurate information.
VVVVPLEASE FINISH
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Part 3:
Last Three Annotations
For Part
3, complete another group of annotations, just as you did for Part 2. However,
this time all of your sources must take the other side of the issue. For
example, if you found sources for Part 2 that took the side that individual
online freedoms outweighed security needs, it’s time to take the opposite side
and locate sources that argue for security over individual freedom.
Part 4:
Complete Annotated Bibliography with Introduction
For Part
4, use the feedback you received from your mentor on the previous parts to make
improvements to your annotations and write an introduction. Part 4 of your
project should include all six of your annotations as well as an original
introduction to your annotated bibliography of approximately 300 to 500 words.
In your introduction, please address the following questions:
What topic did
you select and why? How does this topic relate to your field, and why is
it important?
What was your
research process like? Where did you find your sources, and how did you
decide on which ones to use for your annotations?
What was it
like researching both sides of the issue? What arguments from each side
were persuasive to you? Did you change your mind about anything based on
your research?
What did you
learn by including and evaluating non-credible sources? How did these
sources differ from the peer-reviewed and other credible sources? Did
anything surprise you about them?
How can this
exercise in exploring both sides of an issue help you with your
information literacy skills in your academic, professional, and personal
life?
