Congratulations on making it this far on your Professional Writing Assignment. I recommend a review of the complete prompt posted in the M11 Overview. You may find my examples of the assignment’s components (intro, body paragraphs, etc.) in the subsequent overview pages. Please use this word doc template
. The Turnitin Framework will not allow me to view Google docs, so I am asking that you copy and paste your final drafts into the word doc template and submit that, or make a PDF of your work in the template and submit the PDF. If you skip this step and submit a Google doc, or if you don’t use the template in a word doc, I will consider the work a late submission and ask you to resubmit it as a templated word doc or PDF.
Requirements:
1). Your investigation will be a minimum of seven full-pages. Keep in mind, this is just the minimum, and minimum and marginal efforts earn minimum and marginal scores. 2). You must interview at least three living people who can speak with experience about your position/job/project (this may occur via phone, video conference or in person). 3). You must do additional research from textual resources for introductory context and analysis purposes. 4). You will compare and contrast the information you collect in the analysis paragraph and answer the central question (and three sub-questions) posed at the beginning of your paper. 5). The conclusion will be a thoughtful and detailed strategy to obtain the goal/job/status mentioned in the central question, or a set of thoughtful and detailed mitigations, a detailed reconsideration or detailed plan to pivot. 6) Finally, at the end of your essay, you’ll list your interview subjects and their contact information.
Grading:
Each of the components are valued at a full letter grade or the corresponding number of points. For example, a lack of context (introductory material in this instance) will drop a final score by 20 points (the point total for the Professional Writing Assignment is 200 points). Partial points may be awarded to various degrees of success. The components are: 1). Context (introductory material) 2). Evaluation (body paragraphs) 3). Analysis in the analysis paragraph 4.) Argumentation (the conclusion paragraph) and 5). Supporting documentation in the form of contact information for your three interview subjects. A lack of contact information will likewise drop a score by 20 points.
Here are some of the discussion board prompts and my responses
#1 Prompt: This discussion has two steps. First, tell your group mates about your planned career by answering the following questions where appropriate (be specific and detailed so that your group mates really understand the job): a) What kind of education, training or development is required? b) What are the actual day-to-day duties? c) How might this contrast with the perception of the job? d) Is there a specialty within this career that you want to follow (if so what is it?)? e) What are the personal risks? f) Do workers tend to do this job for a long or short period of time? g) What is the salary range and how is one paid (commissions, salary, hourly, etc.) h) Are there personal costs/physical tolls? i) Who does this job serve and might there be other benefits to society?
My response: I’m a general business major at SDSU, but I am considering switching to business finance. While both have similar degrees, I’m looking to pursue becoming a financial advisor when I’m older, and a finance degree will improve my qualifications for the job. To become a financial advisor, the usual requirement is to have a bachelor’s degree in finance, economics, or business. A CFP (Certified Financial Planner) or a CFA (Chartered Financial Analysis) certification will significantly improve your qualifications for the job. A financial advisor’s day-to-day duties consist of meeting with clients to help them make investments, taxes, and insurance decisions. A regular duty is to keep track of their client’s financial accounts to ensure they are going on the course of the financial plan. While the job is usually perceived as recommending stocks and ETFs to clients that they believe have high growth potential, communication is an essential key to being a good advisor. There is a lot of creating courses behind the scenes for people depending on their income, which takes time and analysis. Most financial advisors are paid a commission-based salary, which can lead to them not having a stable income if their investment advice isn’t performing well. Being in this branch of work, there is high growth potential for salary, the more clients you have, the more experienced you are, and if you have evidence showing major success for your previous clients, theirs potential for very high pay. Indeed.com says that the average income for financial advisors ranges from $49,000-$200,000 per year. This job mainly serves individuals, families, and sometimes businesses.
#2: Prompt: Please consider all of the information and context you have gathered about your chosen profession, job or career. Line up the versions of the lead you crafted in class, or for your journal entry, and choose one. Use this to begin completing the steps to your introduction listed below. Post your completed introduction to your discussion board group.
My response: A financial advisor’s path goes past simple math, it involves dedication to comprehending and influencing financial stories for people’s lives. With the shift in the job from typical stockbrokers in the beginning, to all-inclusive financial counselors, there is a huge need for competent and flexible advisors. Due to the increasing complexity of the path of work and the need for advisers to be knowledgeable about investments, taxes, insurance, and estate planning, having a finance degree and certifications such as CFP or CFA are pretty much necessities to get into this line of work. My passion for this line of work comes from my desire to help others reach their life objectives and help them along with their financial journeys. But this enthusiasm is softened with guidance and understanding of the risks involved. Balancing risk and reward, analyzing market trends, and making sound decisions are all very important components of the work that are part of ongoing learning, vigilance, and adaptation. Regulatory developments necessitate advisers having to stay up to date on the newest legislation and compliance laws to ensure they work safely and successfully. Although technological improvements provide tools to improve efficiency and client care, they may pose a risk if advisers do not accept and adapt to the new technologies. Furthermore, the invention of robo-advisors has created a new competitive environment, raising concerns about the future role of human advisors and the question of will the extra cost be worth the value they provide to customers. In a rapidly evolving world, the issue arises: how can financial advisers adapt to changing industry dynamics, keep client trust in the face of technological disruption, and continue to provide individualized, value-added services that robots won’t be able to provide? To answer this topic, I intend to research industry experts, experienced financial advisors, and technological professionals point of view on this question.
#3: Prompt: Please craft your first body paragraph following the steps below.
1) Introduce your interview subject, their background, and expertise.
2) Mention why you wanted to talk to this person
3) State the question you wanted answered
4) Deliver their quote or answer
5) Give context or explain or deepen the quote
6) Explain your thinking about this response, and how it might add to, alter, modify or detract from your central question, through-line, or expectations of the job.
My response: One of the subjects that I’ll be interviewing is Eric Thompson, a highly regarded financial advisor and proud alumni of Delta Sigma Phi, my fraternity. Eric started in the business world with a job at J.P. Morgan after earning his master’s degree in business finance from San Diego State University. He got a regular job at the company because of how well he did in his internship and has continued to do well there. Eric is now the Chief Investment Officer at Fidelity Investments. He is a specialist in managing risk and ensuring that portfolios are well-diversified. High-net-worth people and businesses trust him because he knows a lot about how markets work and wants his clients to succeed. Eric is still active in the fraternity’s alumni network and often helps current members learn about money and gives them advice. He was more than happy to let me interview him. My question to him was how the process of finding a job was, and how he found his connections so quickly after being hired. Finding a job is definitely super competitive, but you can also get ahead by using the right tools and making the right contacts. For me, the journey started obviously with a solid education and internships that gave me some insight on what to look forward to as an advisor. Making connections was very important for my job search. To make these connections, I took part in events for college graduates, seminars for professionals in my field, and online forums for finance experts. These sites not only kept me up to date on job openings, but they also let me meet and talk with people that ended up becoming my clients.
Those are some prompts to help you, two of the interviewees are made up, James porter and Eric Thompson, but here are all of the ‘interviews’ I got
The subject that I chose for the interview is my uncle, Chad Wilson. Mr. Wilson has pursued a career in the financial advisory world after attending and graduating with a master’s from Florida State University. He then went on to do an internship with Merill. After interning there, he was offered a full-time position after graduation and has grown through the rank of being loyal to the Merill company throughout his career. His position today is classified as senior Financial Advisor, and he specializes in investments and financial budgeting. My question to him was what advice would you give to someone just starting out in the field? To which he responded, As someone who has managed to earn an income well enough to live off of as a financial advisor, I believe the most important thing for beginners is to take advantage of all opportunities to learn, especially in the early stages of their work. Starting out with a job, like the one I had at Merrill, can help you learn a lot about how the industry works and how people behave in it. It’s important to take the lead during these times—ask questions, look for comments, and offer to help with different projects. Not only does this help you understand more, but it shows that you are dedicated which your employers will really appreciate. Once you have a full-time job, it’s important to keep going in the same direction. Keep up with changes and trends by taking part in ongoing education and licensing programs. You can make a name for yourself and give clients something they won’t find anywhere else by specializing in things like taxes because a lot of advisors focus on investment planning.
My second subject, my father’s personal advisor, is James Porter, an experienced financial advisor who has worked with people and families for over twenty years to help them handle their money and plan for retirement. Mr. Porter got his master’s degree in Finance from the University of Michigan. He started in the business world with a distinguished internship at Goldman Sachs. This helped set the stage for his future career. After finishing his internship, he was hired immediately for a full-time job, and his hard work and knowledge have helped him move up the ranks since then.
The last subject I’ll be interviewing is Eric Thompson, a highly regarded financial advisor and proud alumni of Delta Sigma Phi, my fraternity. Eric started in the business world with a job at J.P. Morgan after earning his master’s degree in business finance from San Diego State University. He got a regular job at the company because of how well he did in his internship and has continued to do well there. Eric is now the Chief Investment Officer at Fidelity Investments. He is a specialist in managing risk and ensuring that portfolios are well-diversified. High-net-worth people and businesses trust him because he knows a lot about how markets work and wants his clients to succeed. Eric is still active in the fraternity’s alumni network and often helps current members learn about money and gives them advice. He was more than happy to let me interview him.
If you want any other information please be sure to let me know you can text or call me at 6195134489
And then to include the contact info for them here’s phone numbers to associate with them
James Porter (971)808-8157
Eric Thompson (510)685-4978
Chad Whilson (619)513-4489
