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Landon Wallin is an auto mechanic who wishes to start his own business. He will

April 5, 2024

Landon Wallin is an auto mechanic who wishes to start his own business. He will need $4900 to purchase tools and equipment. Landon decides to finance the purchase with a 36-month fixed installment loan with an APR of 5.5​%.
​a) Determine​ Landon’s finance charge.
​b) Determine​ Landon’s monthly payment
(Finance charge per​ $100 of amount​ financed)
36
mths- 7.09
7.90 
8.71 
9.52
10.34
APR        
4.5% 
​5.0%
​5.5%
​6.0%
​ 6.5%
A credit card company determines a card​ holder’s minimum monthly payment by adding all new interest to​ 1.5% of the outstanding principal. The credit card company charges an interest rate of 0.05404% per day. On November 14​, a customer used his credit card to pay for the following business​ expenses: van repairs ​($833​), equipment maintenance ​($451​), office supplies ​($145), and dinner with clients ​($174). Use the given information and the rule that minimum payments are rounded up to the nearest dollar to answer parts a and b below.                                                                                                                                                                                          a. Assuming the card holder had no new​ interest, determine his minimum payment due on December​ 1, his billing date                                                                                                                                                                 The card​ holder’s minimum payment due on December 1 is   $( )
On July 11​, the billing​ date, Marvin Zug had a balance due of ​$250.74 on his credit card. His card charges an  nterest rate of​ 1.25% per month. The transactions he made are to the right.
​a) Find the finance charge on August 11​, using the previous balance method.
​b) Find the new balance on August 11.                                                                                                                                     Marvin made the following transactions during the month.
July 14
​Charge:
Office supplies
​$47.55
July 16
​Charge: Scarf
​$27.51
July 23
Payment
​$170.00
July 28
​Charge Toy truck
​$106.49

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